Aging – In
Your Home or a Nursing Home?
Most seniors want to stay in their homes for as long as they can – to “age
in place.” And rightfully so.
Think how you would feel if you or a loved one had to move into a nursing
home when you didn’t really need to be there. When you could manage quite
well at home if you had help with things like bathing and personal care,
home-delivered meals, and assistance in managing chronic disease and
medications.
What would it be like? What would you miss most? A beloved pet? Watching the
birds from your living-room easy chair? Chatting with your neighbor of 20
years across the back fence? Or maybe doing your Elvis imitations whenever
the mood strikes you!
Unlikely?
No.
This is the reality for a growing number of seniors, because government
funding is targeted to institutional care, and insufficient funds are
available to support delivery of in-home services. Medicare in particular
does not pay for home care except on a very limited basis when an individual
needs special care after a hospital stay. The result is that many
elderly individuals are forced into adult homes and nursing homes, when
aging in place is quite often possible.
The financial impact of the failure to adequately fund in-home services is
staggering. The average cost of typical basic in-home services in Steuben
County is less than $7,000/per year per person, as opposed to about $20,000
in an adult home and over $100,000/year in a nursing facility!
A snapshot of services coordinated through the
Steuben County Office for Aging
indicates that 27% of those individuals currently receiving in-home services
would have to move into nursing homes or adult homes were these services not
available. This difference could potentially save more than $3 million each
year if monies were available to provide support to seniors in their homes
rather than in a facility.
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